Priscilla Santos

Her expertise extends to the derivatives market, with a strong background in structuring and negotiating instruments like credit default swaps, total return swaps, various hybrid credit derivative products, credit-linked notes, equity derivatives, interest-rate swaps, commodity swaps, repurchase agreements, FX transactions, a wide variety of back-to-back swap transactions and other synthetic products.

In addition, she has extensive experience in banking regulatory affairs, Priscilla possesses in-depth knowledge of the rules governing the Brazilian banking system, capital requirements, and licensing procedures for various regulated entities, including traditional financial institutions, fintech companies, payment service providers, broker-dealers, arrangers, and foreign exchange entities.

Priscilla's expertise also extends to credit cards, debit cards, virtual currency, wire transfers, open finance, instant payments and other payment products. With a keen awareness of the specific nuances of each type of regulated institution, Priscilla provides precise and up-to-date guidance to ensure compliance with applicable regulations and mitigate legal and regulatory risks effectively.

Finally, Priscilla's fintech experience is highlighted by her strategic advisory roles, where she has guided startups and established companies through the intricacies of digital transformation and regulatory compliance in the financial technology sector.

In addition to her financing expertise, Priscilla has substantial experience in asset management, especially concerning the regulatory aspects of Brazilian investment funds. Her deep understanding of compliance issues and investment strategies ensures that funds operate within the scope of national regulations while achieving their financial objectives.

Priscilla also serves as the co-leader of the Equity & Diversity Committee in Brazil, demonstrating her commitment to fostering an inclusive work environment and promoting diversity within the professional community.

• Advised one of the biggest European asset management companies on the establishment of an asset management company in Brazil.
• Advised a financial institution based in Netherlands on the establishment of a representative office and an asset management company in Brazil.
• Advised the most important financial institution in Norway on the establishment of a representative office in Brazil, the first office outside Norway. The assistance included all regulatory aspects of the transaction and helped the firm to develop a significant relationship with the Central Bank of Brazil.
• Advised an important multilateral entity and two of the most important financial institutions in Brazil on the first issuance of notes in the local market by a multilateral organization, in the total amount of R$ 200million. This issuance received the Latin America Domestic Currency Bond of the Year award from the International Finance Review.
• Advised a consortium of investors made up of affiliates of the Government of Singapore Investment Corporation (GIC), the China Investment Corporation (CIC), and other investment institutions, in relation to the acquisition of an approximate 18.65 percent stake in one of Brazil's leading independent investment banks.
• Advised the German financial supervisory authority on the analysis of the effects in Brazil of certain newly introduced regulatory measures, which may be enforced in case of financial difficulties of banks and financial services providers.
• Advised a Brazilian bank on the reformulation of its by-laws. The assistance involved the following activities, among others: (i) drafting the by-laws of the bank; (ii) drafting the relevant documents to be filed with the Central Bank of Brazil; (iii) starting and monitoring the process with the Central Bank of Brazil; and (iv) attending meetings with the client and with the Central Bank of Brazil.