September 27, 2023
An Overview of Regulatory Capital Requirements Proposed Revisions
Speaker:
Generate PDF
Source: Mortgage Bankers Association
On September 27, 2023 at 2:00pm ET, financial regulatory partner Matthew Bisanz will speak to the Mortgage Bankers Association on the US Basel Endgame proposal.
US federal banking regulators are working to implement more stringent capital requirements on larger banks, with long-awaited, jointly proposed extensive revisions to guard against credit, market, and operational risk. The sweeping late July proposals – for banks with $100 billion (or more) in assets – are of critical importance, as the amount of capital a bank must maintain with respect to any particular loan, investment, or activity is often the most significant factor in determining whether the relationship is profitable – or even feasible.
With larger banking organizations required to hold more capital, might we see a decline in mortgage and mortgage warehouse lending? Will the Basel Endgame really be the end of capital rule changes? In this one-hour webcast, Matt will explore how these changes may affect the mortgage industry.
To attend the program, please enter the Zoom link: [https://mba-org.zoom.us/w/86577472981]; passcode: 663071.
US federal banking regulators are working to implement more stringent capital requirements on larger banks, with long-awaited, jointly proposed extensive revisions to guard against credit, market, and operational risk. The sweeping late July proposals – for banks with $100 billion (or more) in assets – are of critical importance, as the amount of capital a bank must maintain with respect to any particular loan, investment, or activity is often the most significant factor in determining whether the relationship is profitable – or even feasible.
With larger banking organizations required to hold more capital, might we see a decline in mortgage and mortgage warehouse lending? Will the Basel Endgame really be the end of capital rule changes? In this one-hour webcast, Matt will explore how these changes may affect the mortgage industry.
To attend the program, please enter the Zoom link: [https://mba-org.zoom.us/w/86577472981]; passcode: 663071.