Insurance Company Investments in Mortgage Loans
Mortgage loans can be attractive assets for insurance company investment portfolios. In particular, mortgage loans held on insurance company balance sheets are subject to relatively low risk-based capital requirements. In addition, they are generally eligible for Federal Home Loan Bank financing that can supply relatively convenient liquidity for such investment. However, mortgage loan investments, particularly residential mortgage loans, are subject to a wide variety of legal, accounting and logistical considerations that can be fraught with complications.
In this webinar, we provide an overview of this segment of the market with discussions covering:
- Understanding and Mitigating Material Mortgage Licensing and Regulatory Risks
- Insurance Regulations and Risk-Based Capital
- Structures and Practical Considerations
- FHLB Financing
- Role of Asset Managers
- Commercial Mortgages
CLE is not available when viewing a recording of this program. In order to receive credit you must have attended the live webinar program.
